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Life Insurance
$1 Million

Life Insurance
$1 Million

Term life insurance could help protect your loved ones financially if you pass away. This insurance cover is designed to be affordable and set for a specified time, generally 10 to 30 years.

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Term life cover can help provide peace of mind for your family’s financial stability during critical periods of your life, like while raising children or paying a mortgage.

Term life pays if you pass away during the policy term. This payment is known as a death benefit and is paid to your beneficiaries.

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What is a life insurance policy?

The life insurance contract

Life insurance is a contract between an insurance company and a policy owner in which the insurer guarantees to pay a sum of money to one or more named beneficiaries when the insured person dies in exchange for premiums the policyholder pays during their lifetime.


Insurance companies have good financial strength, a low number of customer complaints, high customer satisfaction, several policy types available, and easy long-term applications.

Understanding single premium life insurance (SPL)

Single Premium Life Insurance (SPL) is a unique life insurance arrangement offering the convenience of a single upfront payment instead of periodic premiums like monthly, quarterly, or annually. Upon making this lump sum payment, the policy becomes active, ensuring coverage for the insured.

What is a survival benefit and a death benefit

The survival benefit of a life insurance policy pays an amount to the policyholder when the life insured outlives the policy term, and the death benefit of a life insurance policy represents the face amount that will be paid out on a tax-free basis to the policy beneficiary when the insured person dies.

What are the benefits of a million-dollar life insurance policy?

A one-million-dollar life insurance policy provides invaluable peace of mind and financial security for you and your loved ones. With this coverage, you can ensure that your family’s immediate and long-term needs are taken care of in the event of your passing.

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